ICBC is relatively low, but the handling fee is charged in one lump sum

The handling fee standards of each bank:

Instalment handling fee = installment principal * each installment Handling rate * number of installments

1. ICBC: no handling fee for 3 periods, 1.8% for 6 periods, 2.7% for 9 periods, 3.6% for 12 periods, 5.85% for 18 periods, 15.6% for 24 periods. ( One-time charge)

2. Agricultural Bank of China: 0.6% per month (charged every month).

3. Bank of China: 1.95% for 3rd period, 3.6% for 6th period, 5.4% for 9th period, 7.5% for 12th period, 11.7% for 18th period, 15% for 24th period (one-time charge)

< p>4. China Construction Bank: 0.7% for 3rd period, 0.6% for 6th period and 12th period (charged every month).

5. CITIC: 1.50% for 1st period, 0.82% for 3rd period, 0.82% for 6th period, 0.77% for 12th period (charged every month).

6. Pudong Development Bank: 0.72% for the 3rd period, 0.7% for the 6th period, 0.66% for the 12th period (charged every month)

7. China Merchants Bank: 1.0% for the 2nd period, 0.9 for the 3rd period %, 0.75% for 6 periods, 0.7% for 10 periods, 0.66% for 12 periods, 0.68% for 18 periods, 0.68% for 24 periods (charged every month).

8. Bank of Communications: 0.72% per month (charged every month).

9. Guangfa: 0.65% for the 6th and 12th periods, 0.7% for the 18th period, and 0.72% for the 24th period (charged every month).

10. Everbright: Apply for installment repayment before consumption, 12-month installment, charge 0.5% per month. The types of bill installments include 3, 6, 9 and 12 installments, and the handling fees are 2%, 4%, 5% and 6% respectively (charged in one time).