In recent years, Agricultural Bank of China has continued to make efforts and has been favored by more and more users. More and more users are applying for Agricultural Bank of China credit cards. Faced with so many credit cards on the credit card application platform, which ones are worth applying for? Below, the editor will take stock of it for everyone.
1. Zunran Platinum Credit Card (Elite Edition). Zunran Baiyi *** has two versions, one is the essence version and the other is the collector's version. The Collector's Edition only has one more physical examination service than the Essence Edition, and the annual fee is indeed three times higher, making it not cost-effective. Only the Essence Edition, commonly known as Essence White, is recommended here. Essence White is a large platinum card that can be used for free and has unlimited use of the Agricultural Bank of China’s contracted VIP rooms. It is also the most recommended card type of Agricultural Bank of China, with a minimum approval of 50,000. The main card costs RMB 880 per year, with a rigid annual fee in the first year; 30 online and offline purchases are exempt for the following year; when applying for a second card, you can use 50,000 points in stock to offset the first year. The rights enjoyed include unlimited airport VIP lounge services signed by nearly 40 Agricultural Bank of China across the country; unlimited free services in nearly 1,000 cities across the country, 24-hour roadside assistance all year round; 3 times/year expert outpatient appointments at tertiary hospitals + full guidance Services; annual physical examination; special visa benefits; enjoy UnionPay platinum benefits.
2. Airline co-branded card. Agricultural Bank of China has many airline cards, which are basically available for domestic mainstream airlines. The card levels are divided into regular cards, gold cards, and platinum cards. The card organizations are divided into UnionPay and visa. In total, there are more than 30 airline cards alone. A card type. The Platinum Card has a rigid price of RMB 880 per year in the first year, and 30 purchases will be waived for the following year; the Gold Card will waive the annual fee for the first year, and 5 purchases will be waived for the following year; since points are automatically converted into airline miles, annual fees cannot be deducted with points. China Southern Airlines Platinum Card 13:1, Gold Card 15:1; Air China, China Eastern Airlines, Hainan Airlines, Xiamen Airlines Platinum Card 12:1, Gold Card 15:1; Juneyao Airlines Platinum Card 220 points exchanged for 1 point, Gold Card 350 points exchanged for 1 point ; Nearly 40 Agricultural Banks across the country have signed airport VIP lounge services with no limit; 3 times/year expert outpatient appointments at tertiary hospitals + full guidance services; enjoy UnionPay privileges of corresponding levels.
3. Youranyue Platinum Card. It is an upgraded version of Youranbai. Even the card surface is similar. There are two versions. The main card costs RMB 580/year, and the supplementary card costs RMB 300/year; the annual fee is waived in the first year, and the annual fee is waived for the following year when spending over RMB 30,000. The privileges that can be enjoyed include 2 airport VIP lounge privileges or 4 high-speed rail privileges throughout the year. 1 airport privilege is equivalent to 2 high-speed rail privileges and can be mixed; 3 full-time accompanying medical services in three hospitals per year; and enjoy the corresponding level of UnionPay courtesy.
4. Global Business Travel Card. Commonly known as the Temple Card, the card level is Gold Card. However, because it is a Gold Card level, points cannot be exchanged for miles and can be used in combination with other Platinum Cards. The card costs 200 yuan/year for the main card and 100 yuan/year for the supplementary card. The annual fee is waived in the first year and the following year is waived for 5 purchases. Benefits you can enjoy include special visa benefits and no foreign exchange fees.
5. Pretty Mom Platinum Card. This card is specially tailored for young and fashionable mothers. It has two levels: gold card and platinum card. The card surface design is relatively exquisite. The rights and interests are more focused on maternal and infant merchants, early childhood education, and health care. The main card costs 580 yuan/year, and the supplementary card costs 300 yuan/year; the annual fee is waived in the first year, and 8 purchases are waived in the following year. The benefits you enjoy include a special redemption area for Agricultural Bank of China’s Pretty Mom Credit Card points, where you can use exclusive points to redeem maternal and infant products at a 20% discount; there will be exclusive activities from time to time, such as double points, credit cards, etc.; and no foreign exchange fees.
The above are recommended credit cards worth applying for from Agricultural Bank of China. Users can submit applications based on their actual needs. Do not blindly pursue high credit limits, otherwise it is easy to be rejected.