What happened if the CCB credit card activation failed?

You need to use the mobile phone or landline reserved when applying to call customer service for activation. If self-service activation is not possible, you can transfer to manual service to verify your identity and activate the customer service background online. The credit card you apply for must be activated at an outlet. It is not necessary if you can handle it with a salesperson or go to the bank. My CCB credit card is activated but I can’t use it.

There may be many reasons for not being able to swipe the card. To sum up, there are roughly the following categories:

First, the credit limit is not enough. If this is the case, the owner needs to pay off the money on the credit card before it can be used.

Second, the card status is abnormal, such as the card is degaussed, the card is not activated, the password is entered incorrectly too many times and is locked, or the card has expired. In this case, it is recommended that the poster call his service hotline to confirm.

Third, if there is no problem with the card, the POS machine signal is not good and the card is not connected to the network, which will also cause the card swiping to fail.

The new card received needs to be activated first. To activate, you can call customer service for self-service activation. When activating, you need to set an inquiry password and consumption password. The inquiry password is mainly used to call customer service and log in to credit services. The consumption password is used for withdrawal (cash withdrawal). Online payment generally does not need to be activated. You can pay with a CCB account, or use the UnionPay channel account payment, quick payment, and certified payment to pay online, or bind a third party. Fast payment, such as Alipay, Tenpay, etc. What's wrong with the failure of China Construction Bank's credit card authentication?

The failure of credit card authentication may be a problem with the website system or the bank system.

For specific information, please contact the bank customer service. The CCB credit card activation reply format is incorrect

The CCB credit card activation SMS format is "CCJH#last four digits of card number#validity period". After receiving CCB's reply, reply "QR#90" to open the credit card< /p>

You need to pay attention to the following points when editing:

First: You need to use the mobile phone number reserved by the poster in China Construction Bank and send it to 95533

Second: Open the card via SMS It only applies if the card in the poster’s hand is renewed by the bank when it expires, or if it is a new card issued after the old card is damaged. In other words, the old card and new card numbers are the same

Third: Must Send strictly according to the format, no Chinese characters, be careful not to type the # key into the Chinese character "well",

For example, assuming that the poster's credit card ending number is 8888 and the expiration date is 01/22, then the text message editor The content is "CCJH#8888#0122"

If the system reply is unsuccessful, it is recommended that the poster can choose other ways to activate it. Here is a summary of the ways to activate the card under CCB for the poster's review

< p> First, open a card and set password at the branch financial management counter. Your ID card and credit card are required when handling the process.

Second, open a card through online banking.

Third, phone voice. Self-service card opening, of course, the poster will need to enter some personal information before activation to ensure that it is the cardholder himself. If the information is entered incorrectly, it will be transferred to manual service

If the poster has other questions, you can ask . How to charge for cash withdrawal after the CCB credit card is activated

1. Overdraft withdrawal interest

When making an overdraft withdrawal, the bank will charge overdraft withdrawal interest on a daily basis starting from the transaction date at a daily interest rate of 0.5%, until Until the overdraft withdrawal amount and overdraft withdrawal handling fee are paid off in full.

Overdraft withdrawal fee = overdraft withdrawal fee + overdraft withdrawal interest.

2. Example of calculation of domestic overdraft withdrawal fees

If you hold a China Construction Credit Card and withdraw RMB 2,000 from a China Construction Bank ATM on October 1 of cash. And deposit 2,500 yuan at the China Construction Bank counter on the repayment day of October 21 (assuming you did not make any transactions during this period).

Overdraft withdrawal fee = overdraft withdrawal amount 2,000 yuan x 1% = 20 yuan

Overdraft withdrawal interest = (overdraft withdrawal amount 2,000 yuan + overdraft withdrawal fee 20 yuan) x 0.05 % (five ten thousandths) x 20 days = 20.2 yuan

Overdraft withdrawal fee = overdraft withdrawal fee of 20 yuan + overdraft withdrawal interest of 20.2 yuan = 40.2 yuan. What should I do if my CCB credit card cannot be activated

< p> Call customer service directly to find out why the card cannot be opened normally. Then the customer service will manually open the card and set the password. When cardholders apply for a card by themselves, it is easy for cardholders to enter incorrect card information, causing the card to fail to be activated normally. How to use the CCB credit card after it is activated

It can be used for consumption through POS machines or online transactions, as long as the merchant supports the use of this credit card. If the card only has the VISA or MasterCard logo and no UnionPay logo, then you should apply for another credit card with the UnionPay logo to facilitate domestic use. Credit card consumption enjoys an interest-free period. The billing date and due repayment date are fixed. For example, if the billing date is the 27th, the due repayment date is the 16th of each month. There are many repayment methods. You can make repayments through their mobile banking, online banking, CCB all-in-one deposit and withdrawal machines, CCB counters or WeChat, which is very convenient. Can I use my CCB credit card directly after it is activated?

After successful activation, you can immediately use your card to make purchases, withdraw cash, etc. What to do if the credit card activation fails

If it is a China Merchants Bank credit card, please call our credit card service hotline, select "3#" in the voice message to apply for credit card consultation, and then select "1" to transfer the service specialist to verify and process it for you ( You can enter directly by pressing # without entering your ID number). After successfully applying for a CCB credit card, how to activate the card?

If the credit card is applied for by the CCB business office, after receiving the credit card, you can call the CCB credit card customer service number to activate the CCB credit card by yourself.